5 Tips For Keeping Your Computer Safe and Secure From Hackers & Viruses

Computer security is more important than ever. As many people are using the computers to shop online and using online banking, it’s very important to have strong systems in place to secure your data.

There are people out there called “hackers” who are looking for ways to steal your information – even your identity. These people use a variety of schemes and scams to get your money, and to leave you vulnerable for attacks. One common attack is something called “phishing”. Phishing is when someone sends an email claiming to be an established and legitimate business – but in truth they’re trying to steal your identity.

There are ways to protect yourself from scams like this and this is what this article will focus on. You will learn 10 tips for securing your computer so that schemes like this will not happen to you. Here’s tip number 1:

TIP #1: Backup, backup, backup

Always make backups of your files and important information and keep in a safe place. You may wish to store your files on a flash drive or external hard drive – or even on CD’s. No matter what you store it on, be sure to back up your files so that they don’t get lost.

TIP #2: Update your operating system

You want to keep your system up to date so that viruses can’t penetrate your system easily. You can go to the windows update website to update your computer right now to stay ahead of viruses and other online threats. Simply type in “windows update” in Google to get to this website. You will also want to find updates for all of your Microsoft Office programs by typing in “microsoft windows office updates” in Google too.

TIP #3: Have a firewall installed

When you install a firewall, you block a ton of viruses from accessing your computer. Without one, worms, trojans, malware and other viruses can get into your computer and do serious harm. There are both hardware and software firewall programs – so be sure to research which is best for you and your system.

TIP #4: Check your internet browser settings

I’m sure you heard of Active-X scripts and Javascript before. But what you don’t know is that hackers can use these two things to gain access to your computer. Cookies are harmless but you should still be sure to clear out your cookies everyday so that you don’t leave a “footprint” of your internet activity. If you’re using Internet Explorer as your browser, you should set your security settings for the internet zone at “High” and you should set the settings for your trusted sites zone to “medium low”.

TIP #5: Have a good antivirus

Having a good antivirus program will ensure that you can stop and even prevent viruses from destroying your system. You will always want to make sure that you have the latest update of your virus software so that you can be on top of any new viruses that may have recently been created. You want to run an antivirus scan everyday just to ensure that nothing new has crept onto your system while you were browsing online.

All 5 of these tips will keep you safe and secure from all of the internet threats out there. Be sure to start using them today so that your system can remain virus-free and out of the hands of hackers online.

Bank Safely And Securely

In this age of the Internet, there has been a transformation in the way people bank. Most transactions can be conducted online, and one can access cash fast from innumerable ATMs strewn all over cities and towns. What is more, with internal tie-ups, you can even use ATMs of banks other than your own. All of which makes banking very easy and user-friendly.

At the same time, it also makes you vulnerable to cheating by tricksters and identity thieves, who steal your money by accessing your information. Cyber crimes have become very common these days, and if you are not careful, you could lose your hard earned money to these unscrupulous people. Although most banks have data encryption security, it is still not 100 % hacker proof, in spite of the claims made by banks.

One of the first canons of safe banking is to exercise caution while using the ATM. For example, when withdrawing money, stand in such a way as to prevent a bystander from spying what you are keying in. The password being vital, you need to make sure not to disclose it to anyone, or write it on a piece of paper, or even store it on your computer. It is important to keep changing your password occasionally, and not use the same one for different accounts.

Avoid replying to mails that ask for your bank details. Cheats have a way of sending you mail posing as your bankers, and claiming to update your records by asking for your details. Be aware that no bank would do this, as they are cognizant of the security risks this would entail. In case you have concerns about a purported query from your bank, call up and make sure of the authenticity of the inquiry.

Banks keep sending you many details through the post, like statements and various other kinds of correspondence. Since they usually contain some part of your information available with the bank, you need to shred these papers thoroughly when you discard them. It is a common trick used by identity thieves to rummage through discarded rubbish in search of exactly such details.

Online banking transactions should be conducted in a secure place like your home or your office, avoiding public servers. Wherever you access your account, it is important to ensure that there is virus protection and firewall software installed. Moreover, beware of rogue software programs that are sent to your mailbox, which allows the sender access to the information available in your mailbox, and even read your keystrokes and get the entire details of your Internet usage. After you finish your work, always make sure to log out, especially if you use a public server. If you fail to do this, anyone using the terminal after you will be able to access your account information quite easily. Avoid making online purchases which require you to use a credit or debit card, for you can never be sure about the security features of the concerned website.

Banking has now become hi-tech, and offers the ease of conducting it from the comfort of your home or office, through online facilities. However, care needs to be exercised while banking online, in order to prevent cheating and fraud, and to make sure it is safe and secure.

Want to Have a Safe and Secure Internet Access?

Internet, widely known as World Wide Web (WWW) or Wide Area Network (WAN) is simply termed as the network of different networks. Now, Internet has become of its own world. Many computer experts, children, programmers, designers and even computer half-wits are also stuck in this spider web so called World Wide Web.

Now the world believes that any information across the universe is found over internet just by browsing through different websites. Not only the information, but also you can have entertainment, education, and also can do many transactions related to money like, net banking, online bill payments, utility payments, funds transfers and many more to make our lives easier.

During these transactions, many hackers do come in to the picture to side track the transactions especially money related transactions and make easy money. Also we do have many virus threats which cause the loss of data or corrupt the Operating System we work on.

In order to get rid of these issues we come across on a daily basis using internet, we came up with an article which gives you few tips and tricks to have a safe and secure internet access.

Just few conscious steps which enhance the security of the transactions you handle every day over the net and are as follows:

Securing your Passwords:

Never, ever share your passwords with anyone because that is like handing over the key of your locker to someone where anyone can snatch anything from your locker. So we have to be very careful in protecting our passwords from sharing.

Keep changing your passwords once in every 30 – 45 days, this helps you in keeping your password secure from others.

Keep your password as lengthy as possible with alpha-numeric having at least one character in uppercase’s and certain special characters (if allowed by any site), so that the hackers do not get any idea of your password. Never keep your name or your partner’s name as password, this is hazardous.

If you feel that some foul tactics are happening with your login ID, then immediately without hesitation change the password entirely different from the previous one.

Virus Scan on a regular basis:

We find many products for anti-virus, however we should be wise enough to trace the best one which has the maximum number of features installed. Usually features like Internet Security, Spam Filtering, Email Scanning and some more should be present to have better security from Virus.

Have a genuine Anti-virus installed in your computer as this helps in getting the anti-virus updated with latest definitions. Scan the computer for Virus threats once in every week. Scan the files before downloading any file as we have to ensure that the computer doesn’t get affected with Virus.

Be aware of downloads:
While downloading any file, we have to raise a question of why that file is needed and whether it is safe to download that file or not. Usually we get Viruses / spywares from the site where we try to download any music, games, screensavers etc… We have to keep in mind that the site we are downloading from should be well noted. Keep the Spyware removals enabled while downloading any file, so that you will be alarmed if there is any Spyware detected.

Spam mails and some other dangerous emails:

Now, it has become very common to have spam mails in every box. For this reason, our webmail service providers have come up with an option of Junk mail / Spam Mail filters, which we have to enable without any second thought as this helps us from protecting our mail boxes from any dangerous emails. We see many deceptions do happen using these spam mails.

For example; you get a mail stating that your XYZ Bank Account is inactive and you are asked to enter the username and password of your bank account to reactivate your account. Looking at the mail, with panicky, you will enter your details without realizing that the site is not actually from XYZ Bank and your login credentials are traced in some foul database which is being maintained by a hacker who can take the advantage of your credentials and misuses your money. In such scenarios, we are suppose to look at the website address in the address bar of the browser having https:// (Secure site) as suffix instead of http:// before the web domain address and then a “Golden Lock” symbol in the status bar of the browser which ensures that you are doing a secure transaction.

Sharing of personal information with unknown:

Speaking in laymen terms: Do we share our personal information with some unknown people? Obviously we don’t as we are cautious about the security. Similarly when you are going to share some of your personal information such as your credit card details, your internet account details, your web mail username and password details with any site, we have to be very cautious about the security measures taken by that particular site. In this regards we have to look for some SSL Certifiers Images like, VeriSign, eTrust, etc… as these certifiers ensure that your transactions are secure and trusted.